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One of the biggest problems financial institutions have with funding business ideas is the poorly drafted nature of supporting documents. Planning is a blueprint for communicating and implementing an enterprise's strategic intent or it is a document aimed at helping the entrepreneur to raise finance to start a business or expand an existing one.
Poor financial management is one of the main reasons why businesses fail. Therefore this is not something that you should delegate to your banker, consultant or accountant. You need to have a grasp of the basic principles of your entities financial projections. Cash is the lifeblood of any business. Cash inflows and outflows occur at different times. Managing the timing of these inflows and outflows will determine whether the entity will survive or not.